Posts

October is Breast Cancer Awareness Month

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October is Breast Cancer Awareness Month and today is my birthday so I'm going to be a little self indulgent and share a personal story.  1 in 8 women will be diagnosed with breast cancer. That's a statistic most women are familiar with.   What most do not know is that an irregular mammogram only comes with a 20% chance or cancer. In fact, only about 2% of irregular mammograms lead to a biopsy, because most can be addressed with an ultrasound to make sure it's a false positive, dense breast tissue or some other common anomoly. If you do the math (which you know I love to do), you realize that about 10% of mammograms come back irregular  every year! But somehow the fear of an irregular mammogram can keep some women from getting tested.  It's a shame, because once you know the statistics, you know that an irregular mammogram is nothing to be afraid of! No, I do not have breast cancer. And for that I am thankful. But like most women will at some point in their life, I did

Fall Home Prep

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Fall is right around the corner and September has me dreaming of cooler weather and pumpkin carving. Whether you're a pumpkin spice or an apple cider, and whether you rent or own, there are things you can do around your home to increase safety, lower heating bills and ensure the coming cold weather doesn't create issues down the road. Check for cracks in your driveway, sidewalks, porch and patio. Any cracks or lifting you see now will only get worse with freezing and thawing over the winter. Repair them before they become a trip hazard. Renters, don't think this doesn't apply to you. Your landlord may not see your home every day, so you take a look and report your findings in order to get things repaired. This one may not apply to renters, but every homeowner knows the struggle to get your lawn looking green and lush in the Spring. Get a leg up by fertilizing now, and giving your grass a chance to grow strong roots before the freezing weather hits. Smoke detector and ca

Coloring Contest and Local Business Collaboration

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  I've partnered with another local business,  Quad Que BBQ  mobile smokehouse, to offer a coloring contest! We've got four different coloring sheets, all available as PDF for you to print and color, and four awesome prizes available! Kids and adults, alike, can participate. Below are JPGs of the coloring sheets but you can also email myself (kcannady@lohmillerrealestate.com) or Chad at Quad Que (pitmaster@quadque.com) for a PDF. Quad Que has offered up two $25 gift cards for their award winning barbeque and I am offering two home valuations, called a Competitive Market Analysis.  A Competitive Market Analysis (CMA) provides a snapshot of the value of your home. While it is not an official appraisal, a CMA gives an accurate representation of your home's market value, if you were to chose to sell your home, refinance or consider the possibility of a home equity line of credit. Coloring sheets can be submitted by taking a picture and posting to Facebook  and tagging my busine

Why Listing With a Realtor is Even More Important in a Seller's Market

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We all know a bit about real estate, because whether we rent or own, we all LIVE in real estate! What a lot of people don't realize is how the market changes buying/selling strategies. In a seller's market it's tempting to sell your home For Sale By Owner (FSBO) but even if you can save a few thousand dollars in commission, it's likely going to cost you money along the way. Let me tell you 'bout my best friend (and if you're not singing right now I feel sad for you! ;-) )  On July 26, I met with my best friend to talk about the possibility of selling her home. For this story, let's call her Janet. Janet has owned her house since 2007 and was basing her home's value on that purchasing experience and what she saw online when house hunting. After going over the improvements she has made over the years and talking marketing options, I headed home to do my homework. Reason #1 Janet is glad she has a Realtor: I worked up a Competitive Market Analysis (CMA) bas

The Foreclosure/Eviction Moratorium is Coming to an End. What Does This Mean for You?

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Covid-19 has had a lasting effect on every aspect of our lives, our communities and our economy. On March 18, 2020, the Federal Housing Finance Authority (FHFA) and Department of Housing and Urban Development (HUD) announced a moratorium on federally backed mortgages and many privately backed lenders followed suit. On September 1, 2020, the Trump administration extended this relief to renters, as well. With the lockdown, the need for social distancing and so many people struggling with health issues, this was a welcome and appreciated relief, but we all knew it couldn't last forever. Effective July 31, 2021 the moratorium will end, despite the fact that many are still struggling financially. As of July 2, 2021, 6.38% of all residential mortgage loans (14.67% of FHA loans) are in default and 6 million renters are still in default on their leases. The numbers are improving, but there are certainly a lot of distressed homeowners out there, meaning a lot of renters are facing eviction

What's in a Home?

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About a year and a half ago, Hubs and I purchased what we thought at the time could potentially be our forever home. The house and property checked every single item on our wishlist...except location. We said we wanted to be within 30 minutes of my parents and this house is 45. What's 15 minutes, right? Fast forward living through a car accident, a pandemic, loss of several loved ones and health issues and it turns out that 15 minutes can make a world of difference. While we love our house and our community, we've learned that for us, being close to family is way more important. So we're going tiny! As you can see, the dogs love it :-) We've started the downsizing process and are putting a lot of our physical belongings up for sale. Our tiny home is in the shop getting some upgrades and we'll personalize it once we get it, which should be in a few weeks. Once it's ready I'll put our house on the market. I can't wait to make the move! I have always

National Pizza Day

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Pizza comes in lots of shapes and sizes, with tons of options for sauces and toppings. It can be traditional Italian with minimal cheese and fresh toppings, loaded with cheese, or anywhere in between. It can come from a national chain like Pizza Hut, a regional chain like Cincinnati's well-loved  LaRosa's  or one of many wonderful locally owned and operated pizerias. Batesville is known for fried chicken and pizza, but on National Pizza Day, I just knew I had to celebrate our local deliverers of deliciousness. Pizza Haus  used to be part of Schmidt Bakery. The same pizza oven that was used at Schmidt is still in use today. You know the crust is amazing! Even with this, Pizza Haus is even better known for its toppings. Have you ever tried sauerkraut on pizza? Because you really should! Classic Pizza  has locations in both Batesville and Sunman, Indiana. If you check out their website you won't find much. But honestly, it's because they don't need to say much. Their f