Every industry has their own language.  There terms they throw around like everyone knows what they're talking about but no one outside the industry really does.  In most cases it's okay.  I don't need to know what amperature and inductor mean as long as my electric works.  But in Real Estate, it's your money and your home we're talking about, so a little education can go a long way. There are a LOT of Real Estate terms, so I'll break them down by category.  Here are a few insurance terms to get you started. Realtor  (Pronouced Reel-tor) According to the National Association of Realtors, " REALTOR® is a federally registered collective membership mark which identifies a real estate professional who is member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes to its strict Code of Ethics." In reality, a Realtor is someone who sells your home in record time, finds your dream home and solves problems you never knew existed! Mortgage Insura...

We're talking next steps in the buying process.  Last week I shared about the first steps after your offer is accepted.  By now you've gotten you earnest money to your agent, heard from your lender on their next steps and scheduled your inspection.  Your lender and closing agent are doing the heavy lifting right now and they, along with your agent, will lead you every step of the way.  In addition to following their instructions, you've got a few jobs. 1.  Get an insurance quote Your lender should have given you some directives on this by now, but don't forget.  Make sure to call around to compare rates and coverage.  Check if they offer a multi-line discount, it may be worth changing your car insurance to get better rates on your homeowner's policy, too. 2.  Maintain your credit Yes, we talked about this last week, but it warrants repeating.  Curb your spending and don't take on any new debt that could jeopardize your ...

They say it's all who you know, and in Real Estate that couldn't be more true.  House hunting can be daunting, and knowing someone who knows the business can be a huge weight off your shoulders.  But let's be real, finding the house is the easy part.  How are you going to pay for that new house?  Sure, you've got a good job, decent credit and a little money in the bank.  But not enough to pay cash!  How are you going to get a loan?  I've got a girl for that!  Actually, I have several, and I'll get you in contact with all of them so you can see who will best serve your needs.  A big part of safeguarding your investment is making sure the title is free and clear.  That means that no one else will have a claim to your home after you write that big check.  How do you track your title to the beginning of days?  You don't, I've got a girl for that! Now that you've found your dream house you want to protect it!  Need insura...